investment in you

Fees & Insurance

Here's everything you need to know about rates, insurance, and payment.

Session Rates

Individual Therapy Session

50 minutes

Rate provided during consultation

Rates vary depending on insurance coverage. Contact me or book a consultation to discuss your specific situation.

Couples Therapy Session

50 minutes

Rate provided during consultation

Couples therapy is offered on a private pay basis only. See the note below for more details.

A note on insurance for couples therapy

Insurance is accepted for individual therapy only. Insurance providers require one person to be labeled as the “identified patient,” which doesn't align with how we view relational dynamics — as a system, not one individual's sole responsibility. Because of this, we are unable to bill insurance for couples therapy and offer private pay options only. We appreciate your understanding and are happy to discuss this further during your consultation.

I never want cost to be the reason someone doesn't get help. If you have questions about affordability, let's talk.

Insurance

I'm in-network with several major insurance providers. Coverage varies by plan, so I always recommend calling your insurance company to verify your mental health benefits before your first session.

How to Check Your Coverage

1

Call the number on the back of your insurance card

2

Ask: 'Do I have outpatient mental health benefits?'

3

Ask: 'Is Dominique Elya, LPC, or Athena Counseling Services, LLC in my network?'

4

Ask: 'What is my copay or coinsurance for a 50-minute therapy session?'

5

Ask: 'Do I have a deductible, and has it been met?'

Out-of-Network Benefits

If I'm not in your insurance network, you may still be able to get reimbursed for a significant portion of each session. Here's how it works:

1

You pay my full session rate at the time of service

2

I provide you with a superbill — a detailed receipt with all the codes your insurance needs

3

You submit the superbill to your insurance company

4

Your insurance reimburses you directly based on your out-of-network benefits

Many clients are surprised by how much their plan actually covers. It's worth checking — you might be leaving money on the table.

Payment

Payment is due at the time of service. I accept:

Credit / Debit Card

HSA / FSA Cards

Cash

Check

All payments are processed securely through my client portal.

Your Right to a Good Faith Estimate

Under the No Surprises Act, you have the right to receive a Good Faith Estimate explaining how much your medical care will cost. This applies to all patients, whether or not you use insurance.

You can ask your healthcare provider for a Good Faith Estimate before you schedule a service, and the provider is required to give you one. If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.

For more information about your right to a Good Faith Estimate, visit cms.gov/nosurprises or call 1-800-985-3059.

“Don't let cost be the thing that stops you from getting help. Let's figure it out together.”